MyFico.com - which score to purchase, TransUnion or EquiFax?

MyFico.com - which score to purchase, TransUnion or EquiFax?

Which credit score+report should I buy - TransUnion or EquiFax? I know that the two Fico scores can sometimes vary a lot, and I've read that lenders will take the middle score between these two and Experian. But, I'd really rather not buy both scores, as I'm buying largely out of curiosity. So is either score better in any way? And if not

 

BEST ANSWER: Try this site where you can find the best solutions for you:creditandfinancesolutions.info

 

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Got my first speeding ticket. How much will my insurance go up?

I was on my way to work and I got clocked at 65 mph in a 50 mph zone. I haven't told my parents and I am scared for when they find out. It's my first speeding ticket and even the first time I had ever been pulled over. The ticket was for $103.33. I paid for it and it is all taken care of I think. I was driving my mom's new car. My brother has had a lot of traffic tickets on the same insurance too, but not the same car. So how much do you think the insurance is going to go up? Or do you think it is going to go up at all?

 

 

I'm getting quote 3000-5000 for insurance on a 1.4 Cityrover Solo ?!?

Shalom! I tried different cars with bottom insurance groups too, it's not going lower then 3k. Thats ridiculuous, anybody out there thats 19yrs old too and getting a better deal and HOW? Tried all comparison websites, direct co-op tesco everything!!! What can I do?! PLEASE advise. Thanks in advance.

 

 

WHere casn i get cheap insurance in toronto canada?

Hi guys i need help, where can iu get real cheap insurance for my car thanks

 

 

I need a cheap car insurance?

car insurance

 

 

How much is a insurance for a mustang?

And the parts for it cost a lot

 

 

Where can I get affordable liability insurance for small moving company?

I am looking to start a moving business and I need to find reliable and affordable liability insurance.

 

 

Ideas for quick car with cheap insurance?

I'm 21 and looking to get a new car that's both fast and cheapish to insure. I have 2 years NCB, with a clean license and I've never crashed. I have looked at some hot hatches and fast saloons. I was surprised to find that insurance for a Golf GTi was more than for a C32 AMG, a 180mph car with 150bhp more! I'm tempted by the AMG, but servicing might suck my wallet dry... Are there any other options? Looking for 0-60 around 5 - 6s, good mid range power, 5 seats, and economy at least in the 20s

 

 

Will my insurance cost raise up if I got hit and run?

Hello, couple days ago I've visited to my friend's house and parked the car properly close to the curb in the street, and as I came back I found my car hit badly all the way from rear tail-lights through all the way to the front part of the car(hood) which apparently caused lots of damage, which after I reported to my insurance company(my insurance company is FOREMOST) and took the car to a bodyshop, a few days later the estimator visited to bodyshop valued the damage worth of 8500$, so my question is` will my monthly bill raise up cause of this hit and run which obviously I'm not at fault at all?(note: we've two other cars under the same policy, so three cars in total), so IF my insurance bill will raise up, how much approx. it will raise? and WHEN?(will it raise right on my next bill or by the renewal time?) AND if it raise up too much can I just cancel this insurance(for the entire policy including the other 2 cars) and get another insurance for a decent price? thanks. some info: I'm from California, Los Angeles, this is first hit and run I've reported and my payments always been made properly so no a single late payment or anything, thanks.

 

 

How much will my insurance go up after being charged with hit and run on a parked car?

I recently was charged with hit and run on a parked car (for the record I didn't realize I hit the car), there was hardly any damage at all to either car but I am wondering how much I can expect my insurance rates to go up. Over 100%? Hopefully I won't be convicted as I really didn't notice that I scuffed this cars bumper.

 

 

I am single. Do I need life insurance?

I am a 40 year old guy in good health. I have health insurance. Do I need life insurance or some other kind of insurance?

 

 

What is the cheapest insurance company for 17 year olds?

im 16 but will be turning 17 in a few months. to get ahead of the game and in the know i decided to start looking at cars and insurance straight away. my car of choice would be a 1995-1999 Vauxhall corsa 1.0 0r 1.2 litre as they cheap to buy, run and supposedly insure. ive looked around for insurance qutoes for myself when i turn 17 and recieve my full ik license but all quotes so far are above 4,000 even with a pass plus. is there any companys to get it below 3,000 or anywhere close. i realise i am never going to get cheap insurance straight away but i would consider 3,000 a much more reasonable quote and would love it to be closer to 2.000. also any tips or advice on getting cheaper insurancewould be greatly appreciated thanks guys

 

 

Car Insurance for young drivers, first car. Helpppp!!!?

I passed my driving test 3 months ago, my sister passed hers last week, we're both 19. We are now looking for a small, cheap car to share, with one of us being the main driver and an additional named driver. We've looked at a KA 1.3 ltr engine 2003 W reg 3 door hatchback. After getting quotes from a few companies it's clearly going to be expensive to get insured. Could anybody please point me in the right direction for affordable insurance for young drivers?! Thankyou!

 

 

Used Car, How Much Insurance?

How much would I have to pay for insurance on a 1998 Nissan Sentra for $1,495? How much are taxes in Canada? 13%?

 

 

What is the cheapest liability insurance for teens? ?

Hi, im 17 years old and i am looking for liability insurance for my jeep cherokee. im a guy, not a girl... What would be the cheapest liability insurance for me?

 

 

Which car insurance companies insure electric cars?

My insurance company will not insure electric cars. Which will?

 

 

Can I be added to a auto insurance policy?

Im shopping around for a car and insurance policy. The car would be brand new with only me as the owner. Because I have never had insurance under my name and am under 25, it is very expensive. I'd like to know if my dad, who has multiple vehicles, would be able to add me to his policy for my car that is not under his name. I'm not sure if that makes sense. Basically, I'd like to get his discount by having his name and mine on the insurance policy, although the car title is only in my name. Thanks for any help! (1 month I pay is the same as a 6 month payment for him. Lot of money)

 

 

How much is motorbike insurance for a 125cc bike roughly?

Im 17 at the moment but will be 18 on the 2nd of June. Not sure what bike I want yet but where I live you can get to anywhere that doesn't need transport. The nearest shop is 4 miles away. I have no public transport around here either. I would like a rough guess at what a 125cc bike would cost to insure on a year or 3 month basis? Thanks :)

 

 

Car accident insurance question?

Last week someone backed up into my bumper while my car was parked. They were very nice and left a note, and we were in the middle of sorting things out. I got an estimate for the damage, but we had not yet done anything with their insurance company yet. Today my boyfriend was driving my car, and he spun out and totaled the car. His insurance should be able to cover it, but how should I go about for the insurance with the first person? Do I need to tell them about the accident or is it not necessary? We haven't yet filed the insurance and so I don't know if it will be a problem. Any help is appreciated.. thanks

 

 

UK Only. How much for an category D insurance write off car?

I have a 2004 Ford Fiesta that I need to sell. When I bought it I was told it was a category D write off shortly after it was first bought, it was repaired and passed every subsequent MOT and has regular services. Roughly how much money off a guide price would you take off when selling it??

 

 

What is a 2005 Mazda RX-8 insurance rated at?

is it a 10 or something?

 

 

Aren't you glad the ACA is making health insurance more affordable?

Aren't you glad the ACA is making health insurance more affordable?

 

 

Would insurance be cheaper for a '04 nissan sentra, '08 toyota prius, or '08 honda fit?

I am making payments on my '04 nissan sentra and i'm running the numbers to see how much more or less it would cost if i owned a new prius or fit. so far for expenses i'm just figuring in payments and gas and that my nissan will need about $1,000 of work in the next 3 years

 

 

No health insurance, new baby?

I just had a baby born, and I lost my health insurance. We planned to put my baby and I on my husband's university plan, but he is not a full time student anymore, as he works to provide for us. It makes all of us without health insurance and we cannot afford to buy one for the three of us. We do not qualify for federal help either. My husband works for the company that does not offer health benefits. If he were to switch a job, then we would get benefits in 3 months. Are there any options for us?

 

 

How much does small business insurance cost on average yearly ?

my friend is doing a project for her college class and needs to know a rough estimate on the yearly cost of small business insurance. Her business, is a used furniture partnership with a few part time employees. It does not need to be exact but time is a factor so any quick answers would be very appreciated. Thanks in advance!

 

 

Car insurance for 17 year old HELP please!!?

Hi, I'm looking to take car insurance out for a 1.0L Vauxhall Corsa Ecoflex 2006 or a 1.2L Ford KA 2009.I will be the policy holder and the main driver, however my parents will be a named driver.Car won't be driven more than 3000 miles a year and quotes are coming up at 2800++! I have heard some people are able to get it in the 1000s, but how is this possible? I have tried some many providers and I think I'm running out of luck. Plus these are the cheapest cars to insure too! I'm in the West Midlands to, if location has anything to do with it Any suitable answers will be greatly appreciated, thanks

 

MyFico.com - which score to purchase, TransUnion or EquiFax?

Which credit score+report should I buy - TransUnion or EquiFax? I know that the two Fico scores can sometimes vary a lot, and I've read that lenders will take the middle score between these two and Experian. But, I'd really rather not buy both scores, as I'm buying largely out of curiosity. So is either score better in any way? And if not

 

Car insurance for college?

I'm going to start college in a little while and i have an insurance question. i'm probably going to start at a community college that isn't too far from where i live but when i transfer It's going to be a good 300 miles away. The insurance on my car is under my dad's name and we pay next to nothing for it. Does my cars insurance have to be under my name when i transfer? It was under mine in the beginning but the payments were a lot more than they are now.

 

 

Is someone else covered under my car insurance to drive MY car?

A guy I'm dating will ask to use my car from time to time because he has trouble with his, but I'm hesitant because even though he has his own car and own car insurance, I don't think he's covered under my insurance to drive MY car. Does anyone know exactly how this works??? I have Nationwide, if that makes a difference............

 

 

How much does it cost to get a license to sell insurance?

How much does it cost to get a license to sell insurance?

 

 

How can I obtain drivers insurance when neither parent has a license in California?

because insurance is a binding agreement that requires one parent to have a valid license, and neither of mine do, I cannot buy auto insurance. - My grandparents will not help me either I have 1000$ to buy insurance, and I will drive either way, insurance or not, is there any loophole around this law? thanks.

 

 

Can i get affordable baby health insurance?

ready to have a baby soon but husband insurance would go from 250 to 700 a month (can't afford 700) if we have a baby but if me or the baby gets our own insurance somewhere it would be 250 but i have some health issues so i can't get my own insurance (i get denied everywhere, my job doesn't offer health insurance) so when i do get pregnant and have a baby can i get affordable insurance by it's self?I live in Colorado, will not use government help PLEASE DO NOT WRITE BACK IF YOU DON'T KNOW WHAT YOU ARE TALKING ABOUT OR SAY SOMETHING DUMB OR USELESS THANKS!

 

 

Car Insurance: Can they check. .?

It would be nice if someone knows this answer for sure, say a cop. I have a license, my registration is good until 2013, my insurance card says its good until 2013. Now say I do this. Say I tell my insurance company, I no longer want to have insurance with them anymore, even though I still have a card stating im insured until 2013 Will I be able to get away with a casual traffic stop (if I ever had one), since I have a card stating im insured until 2013, though in reality, I dont? Im figuring I would, since perhaps the cops computers do not have a way of checking if their insurance is valid or not just from a simple computer check. I have paid my insurance for about 3 years, no accidents, and if I had the money, id pay it. For all intents and purposes, the car insurance card only lasts for 6 months anyway, instead of a full year

 

 

How much will my insurance raise for 2 points on my license?

I recently got a ticket for failure to stop at a stop sign, I don't know for sure but I'm guessing it's gonna be two points on my license. I have already paid the ticket, I live in georgia, I'm 17, my insurance provider is state farm, I am currently paying $78 a month for only liability, I have no other tickets, but I did get a written warning for 21mph over. Will this warning count as any points or be recorded on my record? Roughly how much do you think my ticket will raise my insurance a month? thank you

 

 

Looking for health insurance for children?

I have a friend , a single mother of 2, is looking is looking for an affordable health insurance for her kids - 8 and 10. The mother is 46, with Graves Disease and require her to ...show more

 

 

Is car insurance cheaper for a 2008 Honda Accord then a 2005 Honda Pilot?

I'm considering trading my 2005 Honda pilot for a 2008 Honda Accord do you think my insurance would go up or down?

 

 

Help! Accident on motorcycle with no insurance.?

I was recently involved in an accident on my motorcycle with a Hertz rental car. I purchased the bike 9 days before the accident and was planning on adding the motorcycle to my car insurance policy. No one was hurt in the accident but a police report was filled out at the request of the rental company. I was wondering if insurance companies possibly have some kind of grace period for accidents a certain number of days before the policy is added, or if need be, transferred to the motorcycle. The rear bumper of the rental car was dented and the right rear lights were damaged. My motorcycle is fine. I live in California.

 

 

Drunk driver ran into fence of ours and his insurance wont cover full cost to replace...what can we do?

recently, an underage drunk driver ran his car off the road and into our fence and tore up about 100 feet or so. we had a company come give us an estimate of around $1000 to fix which includes material and labor...the insurance company of the young man that ran into our fence is only willing to pay around $600 because they are saying that the fence is 15 - 20 years old and didnt cost that much back when it was built.....now, i have a huge problem with this...is it our fault that a drunk driver ruined our fence...should we have to pay out of our hard earned money the rest to make sure the fence is put back? is there anything we can do about this? any feedback is helpful....im so mad i want this to get nationally recognized!

 

 

Should I add to my insurance?

I have full coverage insurance on my car that my bank still owns. My brother occasionally drives it. He does have a license but he doesn't own a car. Should I add him to my insurance policy or will my full coverage cover him if he gets into an accident?

 

 

Nj motorcycle insurance?

im 23, male, have a pretty good car driving record (if that helps), but my credit isnt that good. how much (ball park) would it be in nj for motorcycle insurance. im planning on purchasing a bike in the next 8 months and wanna know how much i should expect to pay for insurance. i will get a quote, i just wanna know from you guys a rough estimate. thanks

 

 

I need cheap insurance help?

i live in Dearborn Michigan insurance here full coverage starts from $2300 and up Oneway insurance is $950 i cant even afford any of that. Does anybody know any cheap insurance places or companies. I drive a 2004 hyundai Tiburon GT 120,000 miles clean title and im a college student age 20 whos never ever got a ticket or have been arrested. Iv had my drivers license since i was 16. Iv never been in any accidents im also a 3.2 GPA college student all A's and B's im asking is their any cheap insurance or no?

 

 

What happen if drive car with no insurance?

i've been buying this used car since last 2 weeks and drive it with no insurance. The MOT and tax will end in August. I just cant afford to buy the insurance yet. What happen if i don't insured it? i live in Northern Ireland, UK

 

 

Question on car insurance?

My grandmother passed away, and on her car insurance, my uncle was the primary driver. Since my grandmother died and my uncle was on the policy as the primary driver, would it be ok to leave her name on the policy? We want to leave her name on it cause its the last thing that she got in her name, kind of a sentimental thing. But would it be ok to leave her name on the policy since my uncle is the primary driver? i have State Farm insurance if you need to know.

 

 

Will my car insurance monthly payments increase AFTER i rent a vehicle (READ BELOW)?

I already own a 4-door sedan, which I cover with monthly insurance for a reasonable value. Although recently, I had to rent a pick-up truck from Enterprise Rent-A-Car to move some furniture from a friend's house to my place. Upon sigining of the necessary rental documents, the rental car agent and I came across the section about insuring the rented vehicle; as Enterprise Rent-a-Car will always offer their own insurance services, I mentioned to them that I already have car insurance of my own, of which I can look forward to saving the additional $39 which Enterprise Rent-a-Car originally offers. I encouraged Enterprise Rent-a-Car to contact my insurance provider so that both of us can be sure that my car insurance provider will cover the pick-up truck I am about to borrow from them. (Full coverage that is) Everything went smoothly and Enterprise Rent-a-Car agreed to insure their truck under my own car insurance. My car insurance provider also approved of my intention to borrow the truck and cover the said truck using my insurance. Two weeks later came the insurance bill, and to my wondering, I saw that my following monthly insurance payments all jacked-up their prices to one dollar addtional per month! Huh?!?!?! What could have caused this? Could it be the fact that I have had the rented pick-up truck and the request to insure the said truck under my own car insurance resulting to a somewhat considerable claim of some sort? Any opinions or personal experience you may have had? Thanks Alot YaHoO Readers/Responders! A vote comes to the most sensible and brainstormed answer!

 

 

Car insurance queries?

its got no insurance but taxed and motd can i drive it on my licence i can drive any car not belonging to me with owners permission

 

 

Classic car insurance?Anyone with a classic car INSURED!?

Any information on insuring a Classic truck would be helpful. Like the license plate thing I keep hearing about. I find an original plate and never have to change it again? License plate information would be most helpful.....Maybe Help me figure out where to find a plate? :D 1989 Truck plate is what I will need. I know it's not a classic in most eyes..But tech it IS a classic. It's just a summer driver/Fun show truck........I DO have a 1969.....That is a classic...But I haven't got far enough to insure it yet. Projects....................Thanks for any help!

 

 

Does anyone know about California health insurance?

I have severe episodes of tonsillitis about 5-8 times a year (lasts 2wks - 1mo, fever hangs around 102F-104F, pain relief in bones and muscles is impossible with over-the-counter pills) and I have small bouts in between those. I'm no longer going to college because it can get really difficult to attend and keep up with classes. I have no health insurance and my mom only has enough money for bills, my dad is homeless and stays with whoever is charitable enough to house him for the night or so. I'm 20 years old and I hear you have to be disabled or 19 and under with low income parents to receive cheap or free health insurance. I need a tonsillectomy so I can stop being sick constantly. I'm trying desperately to find a job and am keeping it hidden that I'm chronically ill so they'll hire me, but still no luck for the past summer. Is there any type of health insurance I would be eligible for to pay for my ~$2,000 surgery?

 

 

Cheapest car insurance for 18 year old in NYC.?

I'm 18, I had my license since I turned 18 in december, I have a clean record and my mom wants me to register my car on my name so it can be cheaper for me in a few years.. I don't wanna pay 200$ a month though, when she only pays like 90$ right now.. but I know since i'm young it will be alot. She has a clean driving record also and she's been driving for a long time, so she will also be under my policy.. I know that kinda helps me out a bit. If you know any cheap/good companies, please let me know!!

 

 

How much does a teenage car insurance for a 1991 chevolet corvette convertible cost per month?

my grades havent been good till this year i kinda have a bad record idk if that would effect it so ya i no i turn 16 on tuesday and im getting the car for my bday so i need to no quickly how much the insurence would cost thanks

 

 

Temporary Car insurance??

Need temporary car insurance for about 3-4 weeks, our own policy runs out the middle of next month, but we have just ordered a mobility car, and it wont be here until 1st week in June. We call our current insurance company and was basically told they would charge us for 6 months and then a cancellation fee. What company offers the lowest price insurance for that short amount of time??

 

 

How much would my Car insurance cost?

Im 16 years old, i have my class 5 liscense, and i have completed a drivers ed course that supports safer driving. I want to buy a 1999 Acura integra, it doesnt have a vtec engine, and everything is pretty much stock, except sound system and rims. how much would i pay for insurance monthly?

 

 

What is the best way for me to compare California Health Insurance companies?

It's open enrollment time and I would like to compare health insurance companies without having to go into each and every individual insurance website. Is there a website with a grid for this? If there isn't, someone should create one! Thanks for any advice --

 

MyFico.com - which score to purchase, TransUnion or EquiFax?

Which credit score+report should I buy - TransUnion or EquiFax? I know that the two Fico scores can sometimes vary a lot, and I've read that lenders will take the middle score between these two and Experian. But, I'd really rather not buy both scores, as I'm buying largely out of curiosity. So is either score better in any way? And if not

 

How much can car insurance be cheaper if someone hold off driving 2 years after they can their license?

or is it any cheaper?

 

 

My bf lost car insurance can i get title in my name ?help?

my bf lost car insurance and we have not paid the car off yet.is there any way i can get insurance and put the title in my name?they are going to take the plates for 3 months but i need a car to get to work

 

 

Disadvantages of having free healthcare insurance?

like costco wholesales helping non employees on health insurance coverage

 

 

Pregnant, unemployed and I need insurance?

I'm 24, recently terminated from BOA due to a matter with an incorrect procedure. Meanwhile, I'm pregnant with my second child and unemployed. My husband is doing great for our family (we are a small single family living by ourselves). He's working and paying all the bills and then some. Where can I find some much needed health insurance for myself? Please advise. Thanks and God bless.. (I'm 24, african-american, non-smoker, not diabetic, don't have any std or sexual disease, and I'm healthy thus far. Please help) Located in Atlanta Georgia, USA

 

 

How much to get a 2007 BMW 335i insured?

I have been looking for a beamer recently and I found one it's a 2007 BMW 335i blue coupe and I was wondering how much insurance is for it in California.

 

 

Where can I find health insurance with maternity coverage without a super long waiting period?

My wife and I are looking for health insurance. I am self-employed, and her company does not offer insurance for it's employees. So we've been looking into family plans. We're married with no children. But, we'd like to have children soon. Like, maybe next month if it all works out. :) I've looked into plans from various companies like Anthem, and most of the companies don't even offer maternity coverage. And the ones that do have a 9-12 month waiting period before the maternity coverage kicks in! And too top it all off, it's ridiculously expensive! Anyone have any ideas? We live in Ohio. We make too much between us to qualify for medicaid or any other type of government aided insurance program. Are we just outta luck? There has to be something!?

 

 

Average cost of insurance for mother and two children?

Right now I am a single mom and a cashier. Both of my kids are on medicaid bc we are low income. Within the next month I will be starting a new job as a CNA and will no longer be eligible. I cannot get my companies insurance until after 90 days. any suggestions on what to do 4 my kids in the 90 days, and how much does insurance normally run. We are all healthy no health problems in the past and non smokers children ages 15 months and 2 months. Thank u!

 

 

People who work at ALLSTATE INSURANCE IN FLORIDA?

What day of the month do you get your salary? The beginning or the end of the month?

 

 

I just got married, does my parents health insurance still cover me?

I got married on the 5th of december of 2010, neither my husband or I has health insurance through our work, and neither of us are still attending college, I know they have made a lot of changes with Health insurance lately and I have a prescription that usually costs about $200/month, but with the Insurance it is only $15, I stumbled upon a website that says I can still be considered a dependent even if I am married, since my job doesn't offer Health plans, but it doesn't say anything about being married in the middle of the insurance plan year (starts and ends in August). The website is http://quinnscommentary.com/2010/03/24/no-child-left-behind-big-changes-for-employers-and-employees-as-adult-children-remain-in-health-plans/ If anyone can dicipher if it does in fact state anything about being married within the insured year, or if you know of any other websites, or anything about how marriage affects health insurance with all the new plans and Amendments to those plans. Any and all help will be greatly appreciated!

 

 

Should I pay my car insurance premium?

I purchased a car for my daughter last August and paid the annual premium. In November the insurance company said I cancelled her coverage and they issued me a refund for the remainder of the policy year (thru July). I didn't know what the refund was for, but deposited the check anyway. I don't know what I did to cancel coverage (for just this vehicle, all my other vehicles remain covered.) I don't dispute that I must have done something.... In April I found out I didn't have coverage for this car by my accidentally calling the insurance company about another question. I asked for them to reinstate the coverage immediately. They did and sent me a bill for the full amount of the refund, plus another $176. I feel I should only pay insurance for the remaining two months on this year's policy since, if I would have had an accident, the insurance company would not have covered me. They say they can't charge me for just the remaining two months, but that they have to bill me the full amount (plus what's with the additional $176 charge?) I'm thinking that I should just go to another insurance company and get the car covered. Any thoughts?

 

 

What is the best insurance for a single, 23 yr old female college student?

oh, i'm looking for health insurance and definitely affordable

 

 

Good low cost medical insurance for a 20 year old female working through a temp service?

I am 20 years old and I have no medical insurance and I really need to go to the dentist and have a check up at my doctor. I haven't been to either in probably 4 years. I am very uneducated on insurance so any help is greatly appreiciated. I want to make sure it's someone that my doctor and dentist will accept. I have a good job but it's a temporary service that doesn't have insurance benifits. Any suggestions?

 

 

Why did my insurance go up for switching cars?

I have liability insurance in the state of California. The company is multi state. Recently I switched the vehicle I have on the policy from a 2005 pontiac GTO to a 1995 lincoln town car. I am wondering why my monthly actually went up, vs going down. When I spoke with a representative they explained to me that the GTO is a level 21 and the town car is a level 26 . Was this true? I hardly understand how a 1995 4 door sedan is more costly than a 2005 400hp 2 door. I have had no accidents or tickets hit my record, in all, it only went up $15, but I'm still at a loss about why it went up. Thanks.

 

 

An insurnce company charges a 21-year-old male a premium of $250 for one-year $100,000 life insurance policy.?

An insurnce company charges a 21-year-old male a premium of $250 for one-year $100,000 life insurance policy. A 21-year-old male has 0.999 probability of living for a year. a. From the perspective of a 21-year-old male (or his estate), what are the values of the two different outcomes? The value if he lives is _____ dollars. The value if he dies is _____ dollars. b. What is the expected value for a 21-year-old male who buys the insurance? The expected value is ______ dollars. c. What would be the cast o the insurance if the company just breaks even (in the long run with many such policies), instead of making a profit? _____ dollars. d. Given that the expected value is negative (so the insurance company can make a profit), why should a 21-year-old male or anyone else purchase life insurance? O A person who buys a one-year policy will expect to make a profit. O Insuring the financial security of loved ones compensates for the negative expected values. Please show your work

 

 

How do I know if my auto insurance settlement offer is fair?

How do I know if my auto insurance settlement offer is fair?

 

 

Why do we have to pay car insurance for other people's cars?

As I understand it, the car insurance we pay is to fix other cars and their drivers in case we hit them. I don't understand why the law requires that we must pay for others' protection. Why shouldn't everybody pay for his own protection? If car insurance is required for everyone, then it would make no difference anyway, and I think, it would make people more motivated to get insurance. For example, if I pay $150/mo for car insurance, and if someone hits me who has no insurance and no money, then my car will look terribly even though I kept the law. This doesn't sound fair to me. If someone hits me, then their insurance should cover their damages and my insurance should pay for my damages. Why should I suffer a loss because they didn't keep the law?

 

 

Moped/Scooter insurance???

Hi everyone. How much would it cost for me to be insured on this bike? http://cgi.ebay.co.uk/125cc-125-cc-Scooter-Moped-Sport-Learner-Legal_W0QQitemZ200232549719QQcmdZViewItem?hash=item200232549719&_trkparms=39%3A1|65%3A7&_trksid=p3286.c0.m14.l1308 I am 19 years old and have a provisional driving licence. (I'm just using that bike as an example but that is the size engine I want as I'm going to be traveling quite far to work and is working out a fortune for bus fair). I'm new to this so if you need more information about me or anything else please say. Thanks xx

 

 

What is a good car insurance company - value and a known company - not high risk?

I would like to switch car insurance companies - one because when I buy a third car and add it to my policy they charge me $5.00 for installment billing even though I pay in full - this leads to the second more serious complication which is that my husband works in the car business and on occasion decides to buy a new car b/c it is a good value and he like the car, then we sell the second car. We typically have the second car for 11-22 months. I mentioned to the insurance company that in the future I want to avoid this $5.00 fee since I always pay in full and I waving it this time wouldn't solve future issues b/c my husband is in the car business and we buy a third car to sell the second when he finds one he likes. THEN the cust svc guy goes on a rant - ARE YOU RESELLERS... blah blah blah and WE HAVE STRICT UNDERWRITING GUIDELINES blah blah blah etc. I tell him that holding onto a car for the time periods that we have would certainly indicate that we are not... and titling it

 

 

Insurance For Aprilia RS50: Im 16?

im 16 and im going to get an aprilia RS50 and i was woundering how much the insurance would be?? also? how much would the insurance be on a 50cc moped?

 

 

My car insurance quotes are ridiculously high?

Recently I have been considering starting to drive. I researched which cars were in insurance band 1 (the lowest, and ultimately the cheapest) and began searching for quotes online. I'm a 21 year old single male, with no children and no mortgage. I haven't had my license for very long and I live in an area with really high insurance premiums. I have been quoted a minimum of 9,000 for a car worth 400 (a '97 Citroen C5). How will I ever be able to afford to drive?

 

 

Can you have be under two car insurance companies at once?

My dad is considering in buying another car(ideally for me to use) but to avoid the high cost, he wants to be listed as primary driver to both. It seems that usually when youre under one company, I will most likely be forced to be primary on one of the vehicles. So would it be possible to be under two different car insurance companies so that my dad can be primary for both or would this be considered a type of fraud or something illegal?

 

 

What's the cheapest car insurance in NY?

I'm 20 (female) with an 1991 Honda and a couple minor infractions, and I'm really looking to get a cheaper insurance plan. What would you recommend? Thanks!!

 

 

How much will i get from insurance if my car is totaled?Also, I am NOT at fault.?

I just got into a car accident with my Toyota 4-runner ('97) and it looks to be totaled. Some guy just turned onto to the street and stopped, taking up the whole two lanes which left me no choice but to hit him head on. What I want to know is: 1. If my car is not repairable, how will I be covered? 2. Will I get the cost of the car? 3. If not, if anyone knows, please do tell me. Seriously, I really think my car is totaled. The car has been paid off years ago and I really don't want to deal with buying a new car and doing the whole car payment thing over. Thank you.

 

 

What do you think is the best health insurance company in southern california?

i need to purchase individual coverage.

 

 

What does 10-20-10 mean on auto. ins.?

What does 10-20-10 mean on auto. ins.?

 

MyFico.com - which score to purchase, TransUnion or EquiFax?

Which credit score+report should I buy - TransUnion or EquiFax? I know that the two Fico scores can sometimes vary a lot, and I've read that lenders will take the middle score between these two and Experian. But, I'd really rather not buy both scores, as I'm buying largely out of curiosity. So is either score better in any way? And if not

 

How can obtain malpractice insurance in USA?

adresse of companies that offer malpractice insurance Loisiana,Wiskonsin,Georgia California

 

 

Young male looking for answers with car insurance?

I am just wondering if someone could help me out, because I hear other people my age talking about having ~$150 insurance rates, while mine are $350 a month. They say they are under their parents names, but when I tried to go under my moms they apparently told her it wasnt possible.. I am an 19 year old male, me and my mom are the only drivers in my house and we have 2 cars. We live in Ontario, I HAVE completed drivers ed and am currently a college student. Is there any reason why other people can put car insurance under their parents but i cant? Is there any way to fix this?

 

 

How to get Insurance license...?

How difficult is it to get your insurance license in California? For commercial and property. How long does it take on average?

 

 

When getting additional health insurance, why do I have to disclose that I already have other coverage?

I have this lame health insurance plan through my employer, but my husband's health insurance plan is much better and covers a lot more... on the application they are asking if I'm already covered... Why do they want to know? Can he get in trouble for saying no? (How) can they somehow find out that I am covered by another plan?

 

 

Question about college health insurance?

If my current health insurance is expiring this end of December, am I able to opt-out of the university health insurance for this fall and reapply for the university health insurance for the spring term--just to save money?

 

 

Car Insurance for 16 year old son?

Hey, Im a 16 year old boy turning 17 in 5 months. I have been eligable to get a license since December 23,2011. My parents dont want me to get it ONLY because the insurance will cost too much. I live in Florida. I only want to be a secondary on the insurance and im not going to own my own car. Will it really cost that much? I havent gotten any driving penaltys or anything like that.

 

 

**Average Homeowners Insurance for Condo in DC???**?

If the condo was $50,000 1bd/1bth in washington DC not many amenities cept fire alarm and enxtinguisher. once car garage.

 

 

How much would liability insurance cost?

I need to know how much it would cost to have general liability insurance and E&O. I live in California. thanks.

 

 

I need dental insurance...?

Does anyone know of any good places I can get dental insurance through? Thanks

 

 

I am 17 and looking into purchasing a black 1996 Bmw 328i convertible for $7000, what would my insurance be?

The car is in my price range, but im just trying to research how much insurance will be. I am 17 have good grades, an Eagle Scout and in National Honor society and my annual mileage would be anywhere from 5-10,000k

 

 

What is an insurance recovery vehicle?

I am looking at buying a car and one dealership offers insurance recovery vehicles for pretty cheap. I think that they they have been recovered after theft but I'm not really sure. Are they like salvaged vehicles and what problems could be found with buying an insurace recovery car? Have you had any experience with buying one? any knowledge would be appreciated.

 

 

Individual Health Insurance Plans - Medical history not perfect?

anyone know of any affordable insurance plans out there...health insurance, preferably with a deductable only on ER and Hospitalization costs.... and initial co-pay only on visits and such...Rx.... my medical history isn't the best, but no major health issues...just some past med. history that could make it difficult for me to be insurred.

 

 

About how much would the average insurance run for a 17 year old male driving a sports car it is a mustang?

About how much would the average insurance run for a 17 year old male driving a sports car it is a mustang?

 

 

Which health insurance is good and better in California?

Deciding from this health insurance Aetna, Anthem Blue Cross of California, Kaiser Permanante.

 

 

Should my roofer see my insurance estimate?

We are in the process of getting our roof replaced through insurance. We have a roofer who said he would do the work and we got the check from insurance in the bank. The roofer never gave us an exact estimate, just that he would do it for whatever insurance is going to pay. Now the roofer wants to see the detailed insurance estimate... Is that standard practice?

 

 

Where can someone find health insurance if your not perfectly healthy?

my daughter is 25 and needs affordable health insurance

 

 

All young adults pay attention...what's the cheapest yet best car insurance you have found?

I'm 19, dad wants me to buy my own car get my own insurance etc. Any pointers?

 

 

Two Questions for Automobile Insurance?

Can u guys help me to answer these questions? These questions are about Automobile Insurance 1) How can coverage needs change as you go throughout life? 2) Utilize Insurance Terminology. TY!!!

 

 

How much will liability insurance cost ?

I am 17 and i have had my license since march of this year and i wanted to know how much will liability insurance cost me?

 

 

Question on car insurance?

My grandmother passed away, and on her car insurance, my uncle was the primary driver. Since my grandmother died and my uncle was on the policy as the primary driver, would it be ok to leave her name on the policy? We want to leave her name on it cause its the last thing that she got in her name, kind of a sentimental thing. But would it be ok to leave her name on the policy since my uncle is the primary driver? i have State Farm insurance if you need to know.

 

 

How much car insurance will rise after an aciddent?

I'm 23 years old, and currently paying $100 per month on my car insurance. But earlier today I crash into the guard rail by mistake. I have a clean driving (no ticket ever) record with only 4 other accident prior to it. I guess my car would take maybe $1000 to fix but I'm not sure how much my insurance rate will increase. I'm thinking that if I were to pay for the entire damage instead of paying a $500 deduction would not increase my rate.

 

 

Are there discounts on insurance for cars that are 25 years or older?

I heard that insurance is very cheap for cars that are 25 years or older. I heard suggestions of about a few hundred per year. Is that true?

 

 

If im a named driver on a car what isnt mine do i need my own insurance or can i drive it along as im named?

if im a named driver on a car what isnt mine do i need my own insurance to drive it or can i drive it along as im named on the policy??

 

 

Car fender bender -insurance low balling payment, how to get more money from the insurance company?

Had a fender bender accident and the other driver was charged, the insurance adjuster said the damage is $1500.00 and gave check (not yet cashed). Took car to repair shop (from the insurance approved list) the estimates were $2000.00 and $2800.00. How and what can be done to get the insurance to pay up more, so I can decide later when and where to get the car repaired? Thanks

 

 

Where can I get an insurance quote?

all the sites ask for a lot of info, can i get a site where i can just put in the date of manufacture of the car, and i get the quote.

 

MyFico.com - which score to purchase, TransUnion or EquiFax?

Which credit score+report should I buy - TransUnion or EquiFax? I know that the two Fico scores can sometimes vary a lot, and I've read that lenders will take the middle score between these two and Experian. But, I'd really rather not buy both scores, as I'm buying largely out of curiosity. So is either score better in any way? And if not

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